Timing is everything. This is especially true when it comes to getting paid and paying what you owe. Business owners usually have to contend with payables that are due before receivables arrive. This creates financial and psychological stress as you try to bridge the cash flow gap. Employees also have to deal with this same challenge. Many times rent, tuition, child support and utility bills are due before pay day arrives. Juggling the financial gap this creates leads to expensive late fees, … [Read more...]
2013 Taxes: Changes That Will Affect Small Businesses Most
The IRS denied David and Veronda Durden a $25,000 deduction for their 2013 Taxes. You won't believe why. The devil is in the details is the lesson from David and Veronda Durden who were denied a $25,000+ deduction on their tax returns for a charitable contribution they made to their church. Why? Because of a simple technicality. The IRS disallowed the deduction, increasing their tax liability by thousands of dollars, because the proof they had confirming the donation didn’t meet all of the IRS’ … [Read more...]
House Speaker Offers President Compromise on Fiscal Cliff Tax Rates
Fiscal Cliff Tax Rates: Finance expert Mike Periu on the fiscal cliff negotiations regarding the personal income tax rate. A key point of contention during the fiscal cliff negotiations has been the level of taxation—specifically marginal tax rates—on people earning higher incomes. For the first time, a potential compromise has been proposed on this thorny issue. House Speaker John Boehner suggests increasing the top marginal tax rate from 36 percent to 39.6 percent on incomes over $1 million. … [Read more...]
Three Financial Resolutions to Make 2013 Your Best Year Yet
It's hard to believe that 2013 is right around the corner! Before you open the champagne bottle to celebrate, it's a good idea to take a few hours on a quiet afternoon and think about the kind of year you would like 2013 to be. We all hope that in addition to health and happiness, the new year also brings financial peace of mind to our families. It's very stressful to have to worry about money all the time, and avoiding or minimizing financial stress should be among everyone's goals for 2013. … [Read more...]
small-businesses have a pessimistic view of the business economy ahead
Reports on a survey that indicates small-businesses have a pessimistic view of the business economy ahead. Small Business Quarterly Survey Shows Widespread Pessimism Capital One Financial Corp. released the results of its quarterly survey known as the "Small Business Barometer." The survey targets owners of companies with less than $10 million in revenue. Only 29 percent of respondents expect conditions to improve in 2013. Of the survey respondents, 69 percent indicated they have no plans to … [Read more...]
I-9 Form Changes Welcomed with Caution
OPEN finance expert Mike Periu on changes in the I-9 verification form. The Department of Homeland Security (DHS) and U.S. Citizenship and Immigration Services have proposed making changes to the Employment Eligibility Verification or I-9 Form. The changes to the I-9 form include expanded instructions and a cleaner distinction between which parts of the form must be completed by employers and which part must be filled out by employees. There have been complaints that the current version of the … [Read more...]
Small business finance expert Mike Periu discusses La salud financiera de la época navideña on CNN en Español
FOR IMMEDIATE RELEASE Mike Periu discussed: La salud financiera de la época navideña on CNN en Español :PRContact: Financial expert Mike Periu appeared on CNN en Español. Mike is a regular contributor to CNN en Español. This time he presented: La salud financiera de la época navideña. En esta época de fiestas, mucha gente gasta más de lo esperado. Consejos para no dejar en blanco su cartera. Please watch the video by clicking on the following … [Read more...]
Small business finance expert Mike Periu discusses Finance, Technology and the Latino consumer (keynote) for LatinVision Marketing to Latinos Banking & Finance
FOR IMMEDIATE RELEASE Mike Periu discussed: Finance, Technology and the Latino consumer (keynote) for LatinVision Marketing to Latinos Banking & Finance :PRContact: Financial expert Mike Periu delivered a keynote at LatinVision Marketing to Latinos Banking & Finance. Mike is a regular contributor to LatinVision Marketing to Latinos Banking & Finance. This time his keynote was about: Finance, Technology and the Latino consumer … [Read more...]
Small business finance expert Mike Periu moderated a panel at HPNG Entrepreneurs Conference at JPMorgan Chase
FOR IMMEDIATE RELEASE Mike Periu moderated a panel at HPNG Entrepreneurs Conference at JPMorgan Chase :PRContact: Financial expert Mike Periu moderated a panel at HPNG Entrepreneurs Conference at JPMorgan Chase. Mike is a regular contributor to JPMorgan Chase. This time he moderated the panel: Accessing Capital and Securing Your Company's Future … [Read more...]
Small business finance expert Mike Periu discusses Avoiding financial scams on Univision
FOR IMMEDIATE RELEASE Mike Periu discussed: Avoiding financial scams on Univision :PRContact: Financial expert Mike Periu appeared on Univision. Mike is a regular contributor to Univision. This time he presented: Avoiding financial scams … [Read more...]
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